Real estate agents weren’t always a necessary part of the purchase and sale process. A buyer and seller can come together and agree on a price and the deal is done. But as with any profession, expertise, advice, and experience can bring a wealth of information to the transaction even saving thousands of dollars for […]

It’s recommended you have a credit score of 620 or higher when you apply for a conventional loan. If your score is below 620, lenders either won’t be able to approve your loan or may be required to offer you a higher interest rate, which can result in higher monthly payments.